Stamp Duty and Registration Charges in Pune 2026 — Complete Guide
Before you buy a property in Pune, understanding stamp duty and registration charges is essential. These charges are over and above the property cost and can add 7–8% to your total expenditure. This guide explains the latest rates and how to calculate your total cost.
Stamp Duty Rates in Pune 2026
| Buyer Type |
Stamp Duty Rate |
| Male buyer |
6% of property value |
| Female buyer |
5% of property value |
| Joint (Male + Female) |
5.5% of property value |
| Joint (Male + Male) |
6% of property value |
Registration Charges in Pune 2026
| Property Value |
Registration Charge |
| Up to ₹30 Lacs |
1% of property value |
| ₹30 Lacs to ₹1 Cr |
₹30,000 flat |
| Above ₹1 Cr |
₹30,000 flat |
Example Calculation — ₹80 Lakh Property in Pune
| Charge |
Amount |
| Property Value |
₹80,00,000 |
| Stamp Duty (6% male) |
₹4,80,000 |
| Registration Charge |
₹30,000 |
| Total Cost |
₹85,10,000 |
How to Pay Stamp Duty in Maharashtra
- Calculate stamp duty on the IGR Maharashtra website (igrmaharashtra.gov.in)
- Pay stamp duty online via e-Challan or at authorized banks
- Execute sale deed on stamp paper of required value
- Register at Sub-Registrar office with all documents
- Receive registered sale deed — property legally yours
Documents Required for Registration
- Sale agreement / sale deed
- Aadhaar card and PAN card of buyer and seller
- Two passport-size photographs
- Index II of previous owner
- Property card / 7/12 extract
- Encumbrance certificate
Save on Stamp Duty — Register in Wife Name
Female buyers pay 1% less stamp duty (5% vs 6%). On a ₹1 Crore property, registering in a woman name saves ₹1 Lakh. Kirti Associates LLP can guide you on this and other legal documentation. Call +91 9890625666.
